Need a Car? We Make Getting the Financing You Need Easy


Oxford County Auto Mall has competitive and flexible financing choices to assist you in getting the vehicle you want, Whether you’re purchasing through a dealer or from a private seller.

Three benefits you can look forward to with an Oxford County Auto Mall car loan:

Low interest rates that are more competitive than you can get directly from a bank.

Longer amortization terms allow you to purchase a high-priced vehicle for the same monthly payment as one lower-priced.

Monthly or weekly payment plans available without a penalty for paying off your car loan early.

Variable Rates or Fixed Rates
Here’s a brief overview of the advantages of a fixed rate car loan versus a variable rate:

Fixed rate car loan

  • Your interest rate doesn’t change
  • Up to 7 years amortization period
  • Know precisely how much interest you will pay
  • Changes in interest rates will not affect your payments
  • If variable rates fall you can switch to a variable rate


Variable rate car loan

  • Up to a seven year amortization period
  • If interest rates fall you could save money
  • If interest rates go up, your payments will likely not change, but your amortization term will be longer.
  • If interest rates go down, your payments will not change and your amortization term will be shorter.
  • If variable rates fall you can switch to a fixed rate


Oxford County Auto Mall covers the South-Western Ontario area including London, Stratford, Brantford, Guelph, Cambridge, St. Thomas, Kitchener, Waterloo, Simcoe, Ingersoll, Woodstock and Exeter and Winnipeg.